Kicking Myself in the Ass, Part 2

I hate it when I waste my own money! Can you believe I had an entire year to pay off my bed without incurring interest charges, and I missed the deadline by 1 day!! Andrew is right about me - I am lazy!

It's getting pretty bad around here. We can't even afford to buy soap!

And was it just my imagination or did someone just accuse me of lying by saying "your nose is growing"?? WTF?!?